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Business Loans.

Smarter business finance tailored for Kiwi entrepreneurs and founders in Aotearoa New Zealand
At Finance Corp., we support founders, start-ups, and established businesses across New Zealand with access to competitive business loans and commercial finance solutions. Whether you are launching a new venture, scaling up, purchasing equipment or vehicles, improving cash flow, funding inventory, or refinancing business debt, we help you secure flexible funding that fits your goals.

As licensed financial advisers with over 20 years of lending experience in New Zealand business lending, we know how to structure funding around your cash flow, revenue cycles, growth strategy, and long-term plan. We compare business lending options across banks and non-bank lenders, guide you through eligibility and documentation, and manage the loan process from application through to approval and settlement, so you can focus on running and growing your business.

 

Business finance, made for you

Running a business means your time is limited. That’s why we offer flexible appointments, including after-hours consultations, so you can access expert support without taking time away from your day-to-day operations.

We provide tailored solutions for:

  • Startup business loans

  • Working capital finance

  • Asset and equipment finance

  • Commercial vehicle loans

  • Bridging finance for business asset sales or purchases

  • Business debt consolidation and refinancing

  • Franchise purchase finance

  • Cashflow-based lending options

From sole traders and contractors to SMEs and growing enterprises, we work across all industries from retail, construction, professional services, hospitality, and more…

 

Why choose Finance Corp. for your business loan?

✅ Over 20 years of finance experience supporting Kiwi businesses
✅ Access to NZ banks, non-bank lenders, and alternative funders
✅ Guidance through loan structuring, application strategy, and documentation
✅ Transparent advice, no jargon, no pressure
✅ Support for new businesses, including those without long trading histories
✅ Respect for your time — flexible appointments, including evenings

 

Launching a new business?

Starting out can be overwhelming, especially when it comes to finance. We'll help you:

  • Understand what lenders are looking for

  • Prepare a strong, clear loan application

  • Build a financial structure that sets you up for success

We’ll also connect you to non-bank lenders open to supporting startups, self-employed applicants, and businesses without full financials, giving you more options from day one.

 

Refinancing your existing business debt?

If you’re currently paying high interest or juggling multiple repayments, we can help you:

  • Consolidate business debts

  • Refinance at a lower rate

  • Improve cash flow and reduce pressure

Our goal is to improve the financial health of your business, without adding complexity or cost.

 

Why use a financial adviser?

Working with a financial adviser offers real advantages:

  • Our advice is personalised, independent, and in most cases at no additional cost to you

  • We have access to a wide panel of lenders and funding options

  • We help you understand loan terms, rates, and structures

  • We handle the admin and paperwork, so you can stay focused on your business

  • We're FSPR-registered advisers who put your needs first, not sales targets

 

Ready to grow your business?

Let’s talk about the right lending solution for your venture.

📞 Call us on  022 125 9110 we're available every day until 8pm.

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